Mortgage Processor Job at Origin Point Inc, Phoenix, AZ

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  • Origin Point Inc
  • Phoenix, AZ

Job Description

We are seeking a highly organized, detail-oriented mortgage loan processor to manage loan files from submission through closing. As a veteran-focused team, we're looking for someone already fluent in VA loan guidelines, who takes pride in submitting clean, accurate files and delivering a great borrower experience. Responsibilities Review loan applications and supporting documentation to ensure files are complete, accurate, and ready for underwriting submission, with strong attention to VA-specific requirements (COE, VA appraisal/NOV, funding fee calculations, residual income, entitlement) Serve as a liaison between borrowers, loan officers, real estate agents, underwriters, and other third parties to help move loans efficiently through the process Maintain detailed documentation and update loan status in the loan origination system from origination through closing Collect, review, and verify borrower financial documentation, including income, assets, credit, and employment, to ensure compliance with VA and investor underwriting guidelines Order and manage third-party services such as VA appraisals, title work, inspections, and other required documentation to support loan approval Assess creditworthiness and complete the mortgage loan application by working with the borrower to obtain necessary and verified financial documentation, such as credit reports Secure property and loan documentation to process mortgage loan files, including appraisals, inspections, title searches, site surveys, contracts, and property tax records Guide borrowers, many of whom are active‑service members, veterans, and military families, through the VA loan process with clarity and care Qualifications VA loan expertise required. Candidate must already be well‑versed in VA loan guidelines, entitlement, COE processing, and funding fee requirements; this is not an entry‑level or training position Mortgage lending experience and loan knowledge required, with VA loans as a primary focus (experience with FHA, FHLB, or FNMA a plus) 2 years minimum experience in loan processing required, with direct VA loan processing experience strongly preferred Ability to manage multiple loan files in a fast‑paced environment while maintaining accuracy and compliance Strong ability to communicate clearly and professionally with borrowers, real‑estate agents, and internal team members Accounting, finance, or business Associate's degree preferred (High school diploma or GED required) Excellent written and verbal communication skills are a requirement Superb analytical skills, time management skills, and attention to detail Genuine interest in serving the veteran and military community is a plus Compensation Compensation: $60,000 - $80,000 + Bonus $60,000-$80,000 per year #J-18808-Ljbffr

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